In the unfortunate event that an athletic injury occurs, you are responsible for first filing any claim with your insurance carrier. The University of Dayton Athletics Division carries a "secondary" insurance policy for athletic injuries. After your insurance has provided all available benefits, any remaining balances should be submitted to the Sports Medicine Department for processing. This site contains a link that outlines our departments polices and procedures.

NCAA policy prohibits payment of medical expenses for injuries and illnesses that are not the result of intercollegiate competition or practice. We strongly recommend that all student-athletes have insurance coverage for non-athletic injuries or illnesses.

All referrals to physicians or specialists will be made through the Sports Medicine Staff only. The Athletics Division will not be responsible for any medical bills resulting from failure to follow this policy.

Most employers' group insurance policies allow dependent coverage to be continued to age 23 if the dependent is a full-time student. Also, many HMO's and Preferred Provider Networks provide coverage while your son or daughter is away at school. Please check with your insurance carrier regarding their policy.